After resisting the smart phone cattle stampede, we decided to get one for the two of us (a good way to save money right there) because it would be useful when traveling, and we travel a lot. After a couple of months, I have a few observations which may seem pretty obvious if you've had one for years.
(And yes, there is a way with newer iPhones to disable the feature requiring you to log into iTunes to download free apps. However, this is something that requires effort and work on your part, not an "intuitive" mode of operation. Apple gets away with fascism because they are single-source).
7. People whine about fees, but fail to explore alternatives. Folks complain that their cell provider charged them $35 to transfer service to a new phone. But with GoPhone, they burned a new SIM card and installed it on my phone, for free. Of course, I don't have unlimited data, but since I am not addicted to the phone (as many people are - gaming, texting, playing videos, etc.) I don't need that much data. Smart phones are the new cable TV - something that you don't really need in life, but that you've convinced yourself is as indispensable as oxygen. As a result, the companies have you over a barrel, once you decide you "have to have" it.
And you know how I feel about cable TV.